Privacy Policy

Effective Date: April 01, 2019,  Notice Version: 1.0   

Data Controller Contact Information:

Nyiko Mongwe at Deploying Your Money (Pty) Ltd
138 Hesketh Drive, Moreletapark, 0181
nyiko@deployingyourmoney.com

This document governs the privacy policy of our website:

https://deployingyourmoney.com

 

Our privacy policy communicates to you the kind of personal data (PD) and non-personal data (NPD) we could gather from you, in what manner in which we gather it, how we protect it, how we may share it, how you can access and change it, and by what means you can restrict our distribution of it. Our privacy policy also describes the legal rights that you have relating to your private information. Any capitalized terms not defined herein will have the same meaning as where they are laid out in another place on our website.

 

The Rights You Have

When making use of our website and submitting personal data to us, you may have certain rights under the General Data Protection Regulation (GDPR) and other laws. Contingent on the legal basis for handling your personal data, you may have some or all of the subsequent rights:

 

The right to be made aware

You reserve your right to be made aware of the personal data we gather from you, and in what manner we handle it.

The right of admission

You reserve your right to get validation that your personal data is being assessed and have the capability to retrieve and view your personal data.

 

The Right to modification

You reserve your right to have your personal data amended if it is imprecise or partial.

The right to removal (right to be forgotten)

You reserve your right to request the subtraction or removal of your personal data should we not be able to demonstrate in a convincing manner reason for us to carry on handling it.

The right to limit handling
You reserve your right to ‘block’ or limit the handling of your personal data. In the event of your personal data is limited by your request, we are allowed to keep your information, but not to assess it additionally.

The right to data transferability

You reserve your right to make known your preferences and have your personal data that you furnished us with and use it for your personal resolves. We will deliver your data to you in 30 days or less of the submission of your application. To apply for your personal data, please contact us using the contact details at the top of this privacy policy.

The right to object

You reserve your right to object to us assessing your personal data for the subsequent reasons:

  • Working with your personal information was based on genuine welfare or the carrying out of a task in the public benefit/exercise of official authority (including profiling);
  • Direct advertising (including profiling); and
  • Evaluation for determinations of scientific/historical investigation and indicators.
  • Rights in relation to computerized judgement-making and profiling.

 

Computerized individual decision-making and profiling

You reserve your right not to be subject to a decision based solely on computerized decision making, including profiling, which produces legal effects concerning you or similarly meaningfully affects you.

 

Registering a complaint with authorities

You reserve your right to register a complaint with regulatory authorities if your personal data has not been managed in agreement with the General Data Protection Regulation. If the regulatory authorities fail to address your complaint properly, you may have the right to a legal discourse..

For details about your rights under the law, visit https://goo.gl/F41vAV

 

Definitions

‘Non-personal data’ (NPD) is information that is in no way individually distinguishable.
‘Personal data’ (PD) means any information relating to an identified or identifiable natural person (‘data subject’); an identifiable natural person is one who can be recognized, directly or indirectly, by allusion to an identifier such as a name, an identification number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person. PD is in many ways the same as Personally Identifiable Information (PII). However, PD is broader in scope and covers more data.

A “visitor” is someone who merely browses our website. A “member” is someone who has registered with us to use or buy our services and products. The term “user” is a collective identifier that refers to either a visitor or a member.

 

Topics Covered in Our Privacy Policy

  • Information We Collect
  • Our Use of Cookies
  • How Your Information Is Used
  • Retaining and Destroying Your PD 
  • Updating Your PD
  • Revoking Your Consent for Using Your PD
  • the Privacy Rights of Third Parties
  • Do Not Track Settings
  • Links to Other Websites
  • Protecting Children’s Privacy
  • Our Email Policy
  • Our Security Policy
  • Use of Your Credit Card
  • Transferring PD from the European Union
  • Changes to Our Privacy Notice

 

Information We Collect

In the main, you regulate the volume and kind of data that you furnish us with when using our website.


Our Legal Basis for Collecting and Processing Personal Data

Our lawful basis for gathering and evaluating your PD when you buy our products or services is based on and the requirement for the seeing through of a agreement or to take steps to enter into an agreement. Our legal foundation for gathering and evaluating your PD when you sign up for our newsletter and details about our products and services via our website opt-in forms is based on consent.


What Happens If You Don’t Give Us Your PD
If you do not furnish us with enough PD, we may not be able to deliver to you with all our products and services. You can, however, access and use some parts of our website without giving us your PD.

 

We Collect Your PD in the Following Ways:

Automatic Information

We automatically obtain data from your web browser or mobile device. This information comprises the identity of the website from which you entered our website, if any, as well as the identity of the website you’ll visit when you leave our website. This data may also include the IP address of your computer/the proxy server you use to access the Internet, your Internet service provider’s name, your web browser type, the type of mobile device, your computer operating system, and data about your browsing activity when using our website. We use all this data to analyze trends among our users to help improve our website.

When Entering and Using Our Website

When you enter and use our website and agree to accept cookies, some of these cookies may contain your PD.

At User and Member Registration

When you sign up as a user or member, we gather your name, email address, and other information listed.

When Buying Products or Services

If you procure products or services from us, we gather your: first and last name, email address, physical address, credit card or other payment information, phone number, and other information listed.

Collecting Your Location Information
When you utilize our services, we may gather and evaluate data about your actual physical location. We use various technologies, like GPS and IP tracking, to determine your location. These technologies may also provide us with information about nearby cell towers, Wi-Fi access points, and other devices.


Our Use of Cookies

Our website makes use of cookies. A cookie is a portion of data or a text file that is transferred to your computer or mobile device at the time that you visit certain websites. Cookies could comprise text that can be analyzed by the internet server that provided the cookie to you. The text enclosed in the cookie usually comprises of an arrangement of letters and numbers that uniquely identify your computer or mobile device; it could comprise other data as well.

By agreeing to consent to our use of cookies, you are allowing us, and third parties we collaborate with, authorization to place, store, and access some or all the cookies defined below on your computer.

Strictly Necessary Cookies 

Such cookies are essential for suitable operation of the website, such as showing material, logging in, authenticating your session, reacting to your application for services, and further tasks. Most web browsers can be customized to deactivate the use of cookies. It must be known then that, should you deactivate these cookies, you might not be capable of making use of functions on our website properly or altogether.

Performance Cookies

Such cookies gather data around the usage of the website, for instance: pages users go to see, how users came to know of and use the website, the kind od users that visit the website, the managing of content, and other website analytics.

Functional Cookies

Such cookies allow the website to recall a user’s preferences – for instance: their language, user name, and additional individual choices – while making use of the site. They may also be employed to provide services, for instance: allowing a user create a post on the blog, listen to audio, or watch videos on the website.

Media Cookies

Such cookies may be made use of to enhance a website’s efficiency and deliver distinct features and content. They may be delivered by third parties who provide services to us or by our company.

Advertising or Targeting Cookies

Such cookies are typically positioned and made use of by advertising companies to create a profile of your browsing preferences and deliver marketing material on other websites that are associated with your preferences. You shall see a reduced amount of advertising should you disable such cookies.

Session Cookies

Such cookies permit websites to link the activities of a user for the duration of a browser session. These could be utilized for a diversity of reasons, such as recalling what a user has placed in their shopping cart as they look through a website. Session cookies furthermore allow users to be recalled while they interact with a website such that any item or page modifications they make are retained as they navigate pages. Session cookies terminate at the end of a browser session; as such, they do not get stored for the long term.

Persistent Cookies

Such cookies are kept on a user’s device when browser sessions end for use during their next sessions. This permits the user’s fondness or activities through a site (sometimes, through diverse sites) to be recalled. Persistent cookies could be used for a number of reasons, counting recalling users’ selections and fondness while visiting a website or to deliver marketing to them.

 

We may also use cookies for:

  • Recognizing the parts of our website that you have gone to see
  • Tailoring content that you see on our website
  • Our website analytics
  • Remarketing our products or services to you
  • Recalling your fondness, settings, and login details
  • Directed advertising and delivering advertisements applicable to your predilections
  • Affiliate marketing
  • Permitting you to submit comments
  • Permitting you to distribute content via social networks

In the main, web browsers can be customized to deactivate the using of cookies. This being said, should you deactivate cookies, you might not be able to make use of functions of our website properly or altogether.

 

Web Beacons

We could likewise utilize a tool referred to as web beacons to gather broad-based data around you interact with our website and your interactions with distinct campaigns or circulars. The data we gather through web beacons lets us statistically evaluate the amount of users that examine our emails. Web beacons furthermore assist us in understanding the conduct of our clients, members, and web visitors.

Google Ad and Content Network Privacy Notice

Third-party merchants, counting Google, utilize cookies to deliver ads influenced by a user’s historical visits to our website. Google’s usage of the DoubleClick cookie allows it and its partners to deliver ads to our users influenced by their visits to our website and/or other websites on the Internet. Consumers can opt out of the using of the DoubleClick cookie for interest-based promotion by visiting http://www.aboutads.info/choices/  European users can visit http://www.youronlinechoices.eu

Google Analytics Privacy Notice

Our website uses Google Analytics to collect information about the use of our website. Google Analytics collects information from users such as age, gender, interests, demographics, how often they visit our website, what pages they visit, and what other websites they have used before coming to our website. We use the information we get from Google Analytics to analyze traffic, remarket our products and services to users, improve our marketing, advertising, and to improve our website. We have enabled Google Analytics advertising features such as remarketing with Google Analytics, Google Display Network Impression Reporting, and Google Analytics Demographics and Interest Reporting. Google Analytics collects only the IP address assigned to you on the date you visit our website, not your name or other identifying information. We do not combine the information collected using Google Analytics with PD. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit our website, the cookie cannot be used by anyone but Google. Google also uses specific identifiers to help collect information about the use of our website. For more information on how Google collects and processes your data, visit https://www.google.com/policies/privacy/partners/

You can prevent Google Analytics from using your information by opting out at this link:  https://tools.google.com/dlpage/gaoptout

Google Remarketing

Why am I seeing ads by Google for products I’ve viewed?

Our website uses a remarketing advertising service. Our remarketing service is provided by Google and other companies that show our ads on websites across the Internet. With remarketing you may see ads for our products you have previously looked at. As an example, suppose you visit a website that sells computers, but you do not buy a computer on your first visit to that website. The website’s owner might like to encourage you to revisit his/her website and buy a computer by showing you his/her ads again on other websites that you visit. We use remarketing for similar purposes. For this to happen, Google will read a cookie that is already in your browser, or they place a cookie in your browser when you visit our website or other websites using remarketing. You can opt out of Google’s use of cookies and remarketing at this link:  https://support.google.com/ads/answer/2662922?hl=en or you can opt out using the Network Advertising Initiative opt out page at: http://optout.networkadvertising.org/#!/

Facebook Remarketing

Third parties, including Facebook, may use cookies, web beacons, and other storage technologies to collect or receive information from our website and elsewhere on the internet, and use that information to provide measurement services and target ads. With Facebook remarketing you may see our ads on Facebook after you have visited our website. For this to happen, Facebook uses a Custom Audience Pixel that is activated when a visitor lands on a webpage and a unique “cookie” is placed in their browser. Facebook lookalike audience targeting allows us to show ads on Facebook to people who are similar to those who have already visited or made a purchase from our website. To opt out of Facebook’s collection and use of information for ad targeting visit: https://www.facebook.com/help/568137493302217

 

How Your Information Is Used

 

We put into implementation the data we obtain from you to:

  • Deliver our products and services you have asked for or procured from us
  • Tailor and target our content
  • Enhance our website
  • Reach out to you with enhances to our site, products, and services
  • Solutions of snags and disagreements
  • Communicate with you via marketing and advertising we trust will be of relevance to you

Communications and Emails

At the time that we converse with you relating to our site, we shall make use of the email address you furnished us with when you listed yourself as a member or user. We could likewise send you emails with marketing material relating to our site or deals from us or our associates except if you have opted out of receipt of such material. You may modify your contact preferences at any time through your account or by sending us an email with your request to: nyiko@deployingyourmoney.com

Sharing Information with Affiliates and Other Third Parties

We will not sell or rent out your PD to any third parties for advertising determinations. This being said, for data aggregation determinations we may use your NPD, which might be sold to other parties at our discretion. Any such data aggregation will not comprise your PD. We could make available your PD to third-party service providers we appoint to render services to us. Such third-party service providers could comprise but are not limited to: payment processors, web analytics companies, advertising networks, call centers, data management services, help desk providers, accountants, law firms, auditors, shopping cart and email service providers, and shipping companies.

Sharing Information With Facebook and Google for Marketing Purposes
We could share your PD with third parties for analogous audience promotion determinations. Analogous audience promotion is also referred to as lookalike audience marketing. The third parties we could share your PD with for this type of marketing include Facebook and/or Google. Making use of your PD, for analogous audience promotion or lookalike audience marketing helps us find fresh audiences (users and customers) based on similar interests to yours, this assists us in refining our advertising services. Your PD is solely shared with Facebook and Google for this kind of advertising. By using our website and consenting to our privacy policy, you are providing your permission for your PD to be utilized for the advertising determinations defined in this segment.

Legally Required Releases of Information

We could be legally obliged to release your PD if such revelation is (a) obligatory by subpoena, law, or other legal procedure; (b) essential to help law enforcement officials or government enforcement agencies; (c) required to examine violations of or otherwise carry out our Legal Terms; (d) essential to defend us from legal action or claims from third parties, counting you and/or other users or members; or (e) essential to defend the legal rights, private/real property, or private safety of our business, users, employees, and affiliates.

Disclosures to Successors

Should our company be sold or merge in fully or partially with a different company that would come to be accountable for delivering the site to you, we maintain the right to handover your PD to the new company. The new company would maintain the right to utilize your PD according to the terms of this privacy policy in addition to any modifications to this privacy policy as established by the new company.

We likewise maintain the right to handover your PD if our business files for bankruptcy and certain or all of our assets are sold to another person or business.

Community Discussion Boards

Our site could allow for the capability for users to engage with one another via online community dialogue panels or further means. We do not sift or screen what is published on such dialogue panels. Should you elect to publish on these dialogue panels, you had better apply caution when revealing any PD, as such data is not secured by our privacy policy. We will not be held accountable should you elect to reveal your PD via such postings. As well, PD you post on our site for publication could be obtainable internationally by means of the Internet. We are not able to avoid the use or ill use of such data by others.

 

Retaining and Destroying Your PD

We store data that we gather from you (counting your PD) only while we require it for legal, business, or tax purposes. Your data may be stored in electronic form, paper form, or a blend in cooperation. When your data is no longer required, we will do away with, delete, or erase it.

Updating Your PD

You may modify your PD by making use of functions established on our site. Should no such functionalities exist, you may connect with us by making use of the contact information at the top of this privacy policy and we will assist you. We could, however, retain your PD as required to carry out our contracts and to conform to any legal duties.

Revoking Your Consent for Using Your PD

You reserve your right to withdraw your permission for us to utilize your PD at any moment. An opt-out of this nature will not upset revelations otherwise allowed by law counting but not restricted to: (i) exposes to associates and business partners, (ii) exposes to third-party service providers that deliver distinct services for our business, such as credit card processing, computer system services, shipping, data management services, (iii) exposes to third parties as required to satisfy your applications, (iv) exposes to governmental agencies or law enforcement departments, or as otherwise obligatory to be made under appropriate law, (v) formerly concluded exposes to third parties, or (vi) exposes to third parties in association with subsequent contests or promotions you may choose to enter, or third-party offers you might elect to agree to take. Should you wish to rescind your permission for us utilize your PD, you may send us an email with your application to: nyiko@deployingyourmoney.com

Protecting the Privacy Rights of Third Parties

If any postings you publish on our website contain information regarding third parties, you should make certain you have permission to have that information in your posting. While we are not legally responsible for the actions of our users, we will delete any such postings about which we are made conscious of, if such postings overstep the privacy rights of others.

Do Not Track Settings

Certain internet browsers contain customizability that may allow you to call that our site not track your movement within our site. Our site does not obey such settings when communicated to and identified by our site. You may turn off tracking functions and other security settings in your browser by consulting your browser’s consumer guidebook.

Links to Other Websites

Our site could bear hyperlinks to other websites. Such websites are not under our regulation and are not subject to our privacy policy. These websites would probably have their own privacy policies. We bear no accountability for such websites and we deliver hyperlinks to these websites only for your accessibility. You recognize that your use of and admission to these websites are purely at your own discretion. It is your concern to view the privacy policies of such websites to understand how they handle your PD.

Protecting Children’s Privacy

Although our site is not intended for use by any person below the age of 16, we appreciate that a person below the age of 16 could try to make use of our site. We do not perceptively gather PD from persons below the age of 16. Should you be a parent or guardian and have confidence that your child is making use of our site, please make us aware of this. Prior to removing any data, we may request evidence of identification to avoid malevolent deletion of account data. Should we determine that a minor is gaining access to our site, we will remove their data within a sensible length of time. You recognize that we do not authenticate the age of our users nor do we have any obligation to do so.

Our Email Policy

You may at any time opt out of getting additional email communication from us or from our associates. We shall not sell, rent, or trade your email address to any third party not associated with us in the absence your authorization apart from during the selling or transferal of our company, or if our business files for bankruptcy.

Our Security Policy

We came to develop our site making use of industry-standard safety processes and verification measures to defend the safety of your PD. We and the third parties who deliver services for us, similarly retain technical and corporeal defences to guard your PD. As we gather your credit card data via our site, we shall encode it prior to it travelling over the Internet make use of industry-standard equipment for facilitating protected online trades. Regrettably, we are not able to pledge against the losing or misappropriation of your PD or safeguard personal information diffusion via the Internet owing to its characteristics.

We vehemently implore you to guard any password you could have for our site and to refrain from sharing it with any person. You must continuously log out of our site upon finishing making use of it, more so if you are sharing or making use of a public computer.

Use of Your Credit Card

You could be obliged to make available a credit card to procure products and services from our site. We use third-party billing facilities and exact no governance over such services. We utilize our commercially sensible determinations to ensure that your credit card identification remains rigorously private by make use of only third-party billing services that utilize industry-standard encoding mechanisms to defend your credit card identification from unlawful use. Nevertheless, you appreciate and approve that we are not in any way accountable for any misappropriation of your credit card identification.

Transferring PD from the European Union

(PD) we gather from you could be kept, handled, and transmitted amongst any of the countries in which we function, especially the United States and South Africa. The European Union has yet to the United States and various other countries to possess an acceptable degree of guarding of PD under Article 45 of the GDPR. Our company relies on derogations for explicit circumstances as defined in Article 49 of the GDPR. For European Union customers and users, with your permission, your PD could be transmitted outside the European Union to the United States, South Africa and or other countries. We shall make use your PD to deliver the goods, services, and/or data you ask for from us to complete an agreement with you or to fulfil a genuine interest of our company in a way that does not overshadow your liberties and rights. When we transmit, evaluate or keep your PD, we shall effect judicious measures to secure it. We shall utilize the data we gather from you in harmony with our privacy policy. By making use of our website, services, or products, you agree to the transmission of your PD defined in this segment.

Changes to Our Privacy notice

We maintain our right to modify this privacy policy at any point in future. Should our company decide to modify this privacy policy, we shall visibly publish these amendments on our website to the end that our users and customers are continuously conscious of the data we gather, utilize, and divulge. Should, at any point, we elect to divulge or utilize your PD in a manner distinct from that laid out at the time that it was gathered, we shall publish prior announcement by email (delivered to the email address on record in your profile). Alternatively we shall utilize and divulge our users’ and customers’ PD in harmony with the active privacy policy at the time the data was gathered. At all times, your sustained use of our website, services, and products following any amendment of this privacy policy will establish your approval of any such changes.

Questions about Our Privacy notice

Should you have any inquiries regarding our privacy policy, we urge you to communicate with us making use of the information at the top of this privacy policy.